Farm equipment financing

Equipment Financing

Flexible financing solutions designed for BC farmers and agricultural businesses

Why Finance With Us

We work with trusted agricultural lenders to get you the best terms available.

Competitive Rates

We work with multiple lenders to find you the best available rate for your situation.

Fast Approvals

Pre-approval decisions often within 24–48 hours so you can bid with confidence.

Flexible Terms

Loan terms from 12 to 84 months. Seasonal payment options available for farm cash flow.

Simple Process

Minimal paperwork. Our team guides you through every step from application to funding.

Okanagan Valley Farm Equipment Lenders

Local and regional financing partners who understand agricultural operations and seasonal cash flow in the BC interior.

Farm Credit Canada (FCC)

Federal Crown Corporation
Kelowna & Penticton, BC

Canada's largest agricultural lender. Offers equipment loans, leases, and lines of credit tailored to BC farmers with flexible seasonal repayment schedules.

Equipment LoansLeasingSeasonal Payments

BDC — Agriculture Financing

Business Development Bank
Kelowna, BC

Business Development Bank of Canada offers long-term equipment financing for farm operations, including purchase and refinancing of used agricultural machinery.

Long-Term LoansRefinancingUsed Equipment

Scotiabank Ag Banking

Chartered Bank
Kelowna & Vernon, BC

Dedicated agricultural banking team in the Okanagan offering equipment financing, operating lines, and farm mortgages with competitive rates for established operations.

Operating LinesEquipment FinanceFarm Mortgages
1-800-472-6842scotiabank.com/agriculture

Valley First Credit Union

Credit Union
Penticton & Kelowna, BC

Okanagan-based credit union with deep roots in the agricultural community. Offers equipment loans and ag lines of credit with local decision-making and personalized service.

Local DecisionsAg Lines of CreditSouth Okanagan
(250) 490-2090valleyfirst.com

Prospera Credit Union

Credit Union
Kelowna & Osoyoos, BC

BC-based credit union serving Okanagan farmers with equipment financing, crop input loans, and flexible terms that align with harvest and sales cycles.

Crop Input LoansHarvest CyclesFlexible Terms
1-888-440-4480prospera.ca

CIBC Agriculture Banking

Chartered Bank
Kelowna, BC

CIBC's agriculture specialists provide equipment financing and farm operating credit to Okanagan producers, with options for both new and used machinery purchases.

New & Used EquipmentOperating CreditOkanagan
1-800-465-2422cibc.com/agriculture

Listings are provided as a community resource. True Motive Farm Equipment does not endorse or guarantee any third-party lender.

Get Pre-Approved

Submit your financing inquiry and our team will connect you with the right lender. Pre-approval lets you bid at auction with confidence.

  • New and used equipment eligible
  • Auction and private sale purchases
  • Seasonal payment structures available
  • No obligation — free consultation

Prefer to talk?

(403) 877-2574